Suggestions for New Forum Users

[key bank student loans]

hi.. i am new to this forum. perhaps, you don't like the way i started
those newbies who send some "meaningless" and "contentless" comments may have no idea what they should say. while on the other side, they just want to give a "nice hallo" (they may think so) by commenting to some old post or even the new ones with that comment. may be they just want to show their "existence" by posting such common greeting to this forum. but i think, there's nothing wrong with this way. well, that is my perception as newbie. others may have different ones..