Images- Access Denied

[robblack]

I just installed GS3.1 and having a terrible time -- one of the images are accessible in the page editor, and when I put in the HTML code directing them, on the pages, nothing shows. Checking further, there is he message, "You do not have permission to access the requested file".

I used the .htaccess files that come with the package, unchanged.


I installed GS3.1 in a subdirectory of my domain.

HELP!

--rob